YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

We may charge a broker fee of up to £499 which will be payable on application.

What type of mortgages can you help with?

If you are a first time buyer, looking to remortgage or buying as an investment, at Orchard Financial Services we are able to offer advice on all types of mortgages.

What is protection and do I need it?

For the vast majority of our clients a mortgage will be their largest financial commitment.  At Orchard Financial Services we understand the importance of securing the most suitable mortgage and also making sure you have the most appropriate protection should the unexpected occur.

We can talk you through the available options including Life Cover, Critical Illness Cover, Income Protection and Accident, Sickness and Unemployment (ASU) and can help you find the right policies for you and your family.

What is buildings & contents insurance and do I need it?

Building insurance is often a condition of your mortgage and provides cover should the structure of your property or any permanent fixtures become compromised.

Contents insurance covers the belongings you keep in your home which can include furniture, electrical equipment, clothes and personal belongings.

These polices can be purchased jointly or separately and will vary considerably depending on the details of the cover.  At Orchard Financial Services we can ensure you get the right cover for the best price.