Overseas Mortgages

Turkey

The problem with the sale of property to foreign nationals in Turkey has now been resolved. The Turkish Land Registry (Tapu) offices have now restarted transfer of ownership in the name of foreign national.

This means the banks are now happy to proceed mortgages through to completion and accept new applications

• Maximum Loan to Values 75%
• Full status only
• Repayment Only
• Max term 20 years
• Loans available in Sterling and Euros
• Rates from 5.80% Variable

AS IN THE UK MARKET THE PRODUCT AVAILBLE ARE CHANGING ON A DAILY BASIS. NOT ALL PRODUCT FEATURES ARE AVAILABLE ON ALL PRODUCTS

Bulgaria
Mortgages are available for house purchase or refinance.
Brief Lending Criteria:

• Maximum 75% loan to value of declared value at notary
• Up to 25 year term to age 65
• Repayment with option for 1 year Interest Only
• Minimum Loan - €40,000
• Rates: approx 6.5-7%

Spain
Mortgages are available for house purchase or refinance in Mainland Spain, the Canaries and Balearics.
Brief Lending Criteria

• 17 Lenders available
• Maximum 80% loan to value
• Up to 40 year term (up to age 80)
• Repayment or Interest Only
• Minimum Loan - 50,000 euros
• Rates: approx 3.5% to 4.56%
• Self Certification available up to 60%

Italy
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% loan to value
• Up to 30 year term (to age 75)
• Repayment Only
• Minimum Loan - €50,000
• Rates: approx 4.25% - 4.75%

Portugal
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% loan to value
• 80% leasing product
• Up to 20 year term (to age 75)
• Repayment Only
• Minimum Loan - 50,000 euros
• Rates: approx 4.25% - 4.75%

Cyprus (south)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 70% loan to value
• Up to 25 year term (to age 65)
• Repayment Only
• Minimum Loan - 30,000 Cypriot Pounds
• Rates: approx 6.75% (this is not a deferred rate

Greece
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 75% loan to value
• Up to 25 year term (to age 75)
• Repayment Only
• Minimum Loan - 50,000 euros
• Rates: approx 4.75%

France
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 85% loan to value
• Up to 20 year term to age 75
• Repayment and Interest Only
• Minimum Loan - 50,000 euros
• Rates: approx 3.95% - 4.75%

USA
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% Loan to Value
• Up to 30 year term to age 70
• Repayment (interest Only to 75%)
• Minimum Loan - $75,000
• Rates: 6.98%

Hungary
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 70% loan to value
• Minimum Loan 50,000 euros
• Up to 55 year term up to age 68
• Repayment Only
• Rates: approx 5.99%

USA (Florida)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% loan to value
• Maximum 75% self cert
• Fast Track up to 75%, Available in Dollars or Sterling
• Up to 25 year term to age 75
• Repayment and Interest Only
• Minimum Loan - $75,000
• Rates: 5.69%

United Arab Emirates (Dubai)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 75% loan to value
• Up to 25 year term to age 70
• Repayment and Interest Only
• Minimum Loan - £75,000
• Rates: approx 6.5% - 6.75%

Caribbean
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 70% Loan to Value
• Up to 20 year term to age 65
• Repayment Only
• Minimum Loan - $250,000
• Rates: approx 8.17%

New Zealand
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% Loan to Value
• Up to 30 year term (to age 70)
• Repayment - Interest only to 75%
• Minimum Loan - $75,000
• Rates: approx 8.8%

Australia
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 80% Loan to Value
• Up to 30 year term to age 70
• Repayment Only - Interest Only to 75%
• Minimum Loan - £40,000
• Rates: approx 7.36%

Hong Kong
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 70% Loan to Value
• Up to 30 year term to age 70
• Repayment Only
• Minimum Loan - $100,000
• Rates: approx 4.9% - 6%

Canada
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 60% loan to value
• Up to 20 year term to age 65
• Repayment and Interest Only
• Minimum Loan - $75,000
• Rates: approx 6.5%

Singapore
Mortgages are available for house purchase or refinance.
Brief Lending Criteria

• Maximum 70% Loan to Value
• Up to 30 year term to age 70
• Repayment Only
• Minimum Loan - $75,000
• Rates: approx 4.5% - 5.8%