Overseas Mortgages
Turkey
The
problem with the sale of property to foreign nationals in Turkey
has now been resolved. The Turkish Land Registry (Tapu) offices
have now restarted transfer of ownership in the name of foreign
national.
This means the banks are now happy to proceed mortgages through
to completion and accept new applications
- Maximum Loan to Values 75%
- Full status only
- Repayment Only
- Max term 20 years
- Loans available in Sterling and Euros
- Rates from 5.80% Variable
AS IN
THE UK MARKET THE PRODUCT AVAILBLE ARE CHANGING ON A DAILY BASIS.
NOT ALL PRODUCT FEATURES ARE AVAILABLE ON ALL PRODUCTS
Bulgaria
Mortgages are available for house purchase or refinance.
Brief Lending Criteria:
- Maximum 75% loan to value of declared value at notary
- Up to 25 year term to age 65
- Repayment with option for 1 year Interest Only
- Minimum Loan - €40,000
- Rates: approx 6.5-7%
Spain
Mortgages are available for house purchase or refinance in Mainland
Spain, the Canaries and Balearics.
Brief Lending Criteria
- 17 Lenders available
- Maximum 80% loan to value
- Up to 40 year term (up to age 80)
- Repayment or Interest Only
- Minimum Loan - 50,000 euros
- Rates: approx 3.5% to 4.56%
- Self Certification available up to 60%
Italy
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% loan to value
- Up to 30 year term (to age 75)
- Repayment Only
- Minimum Loan - €50,000
- Rates: approx 4.25% - 4.75%
Portugal
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% loan to value
- 80% leasing product
- Up to 20 year term (to age 75)
- Repayment Only
- Minimum Loan - 50,000 euros
- Rates: approx 4.25% - 4.75%
Cyprus
(south)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 70% loan to value
- Up to 25 year term (to age 65)
- Repayment Only
- Minimum Loan - 30,000 Cypriot Pounds
- Rates: approx 6.75% (this is not a deferred rate
Greece
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 75% loan to value
- Up to 25 year term (to age 75)
- Repayment Only
- Minimum Loan - 50,000 euros
- Rates: approx 4.75%
France
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 85% loan to value
- Up to 20 year term to age 75
- Repayment and Interest Only
- Minimum Loan - 50,000 euros
- Rates: approx 3.95% - 4.75%
USA
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% Loan to Value
- Up to 30 year term to age 70
- Repayment (interest Only to 75%)
- Minimum Loan - $75,000
- Rates: 6.98%
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Hungary
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 70% loan to value
- Minimum Loan 50,000 euros
- Up to 55 year term up to age 68
- Repayment Only
- Rates: approx 5.99%
USA
(Florida)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% loan to value
- Maximum 75% self cert
- Fast Track up to 75%, Available in Dollars or Sterling
- Up to 25 year term to age 75
- Repayment and Interest Only
- Minimum Loan - $75,000
- Rates: 5.69%
United
Arab Emirates (Dubai)
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 75% loan to value
- Up to 25 year term to age 70
- Repayment and Interest Only
- Minimum Loan - £75,000
- Rates: approx 6.5% - 6.75%
Caribbean
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 70% Loan to Value
- Up to 20 year term to age 65
- Repayment Only
- Minimum Loan - $250,000
- Rates: approx 8.17%
New
Zealand
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% Loan to Value
- Up to 30 year term (to age 70)
- Repayment - Interest only to 75%
- Minimum Loan - $75,000
- Rates: approx 8.8%
Australia
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 80% Loan to Value
- Up to 30 year term to age 70
- Repayment Only - Interest Only to 75%
- Minimum Loan - £40,000
- Rates: approx 7.36%
Hong
Kong
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 70% Loan to Value
- Up to 30 year term to age 70
- Repayment Only
- Minimum Loan - $100,000
- Rates: approx 4.9% - 6%
Canada
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 60% loan to value
- Up to 20 year term to age 65
- Repayment and Interest Only
- Minimum Loan - $75,000
- Rates: approx 6.5%
Singapore
Mortgages are available for house purchase or refinance.
Brief Lending Criteria
- Maximum 70% Loan to Value
- Up to 30 year term to age 70
- Repayment Only
- Minimum Loan - $75,000
- Rates: approx 4.5% - 5.8%
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